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Welcome to Universal Home Loans and Mortgage Services. We provide a range of mortgage related products and services, alongside home loans and insurance for accident, sickness, unemployment, buildings and contents.
Advised Service
Unlike many of our competitors who only offer an information service leaving you to make the decision. Universal offer an advised service giving you peace of mind.
Face to Face advice
At Universal we realise choosing a mortgage is one of the biggest decisions you are faced with. That's why we offer appointments at your home with qualified and life experienced mortgage advisors to better understand your needs and requirements.
No Up Front Fees
At Universal we don't believe you should pay up front fees because we are so confident that you will be happy with the mortgage offer, we cover all up front processing costs including your valuation. We believe you should have the freedom to choose and be under no obligation.
A Friendly and Reliable Service
Once you accept our offer you can sit back and relax. We complete all the paperwork, and deal with third parties on your behalf taking the usual stresses and strain out of remortgaging and aim to complete your remortgage in less than 3 weeks from application to completion.
A Lifetime ServiceYour circumstances may change throughout life and so could your mortgage requirements. Universal are with you every step of the way.
 Premier Partner |
Universal Mortgage Services Ltd. Registered in England No:04945786 Authorised & Regulated by the Financial Services Authority. No: 301028 Secured loans are not regulated by the Financial Services Authority Universal Mortgage Services Ltd 1st Floor Offices 5 Little Castle Street Truro Cornwall TR1 3DL TELEPHONE: 01872 279000 E-Mail: info@universalhomeloans.co.uk |
* Best Rates are based on your circumstances and the current lending panel available to Universal at time of application.
Mortgages: The overall cost for comparison is 8.9% APR.
The actual rate available will depend upon your circumstances. Ask for a personalised illustration. APR variable and based on a usual case.
Loans: Typical 12.9 % APR (variable)
Fees charged on completion vary according to the sum borrowed and can be included in the total sum of the mortgage, and in which case will accrue interest. £2,500 is an indication of our average fee.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
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